Be sure to gather plenty of information about supplemental orthodontic insurance before you purchase. There are often long wait times after purchasing orthodontic insurance, which can increase your out-of-pocket expenses. If your dental insurance does not cover orthodontic care, you may also be able to purchase supplemental orthodontic insurance. This depends on the coverage policies of your insurance provider as well as the type of braces treatment you get. If you have dental insurance, you may be able to use it to cover some braces costs. Your dental insurance can help cover the average cost of braces. Talk to your insurance provider and your orthodontist about how to use this coverage to help you pay for your braces. You can also use a health savings account (HSA), and a flexible spending account (FSA) to cover costs. Insurance Coverage and HSA/FSA PlansĮmployer-based dental insurance plans can be used to pay for orthodontic treatment. You can also use a regular credit card to pay for braces treatments. This can help pay for your treatment in full and allow you to pay it off over time.īe sure to check the interest rates and have a repayment plan prepared. Healthcare credit cardsĬredit cards, such as CareCredit or Wells Fargo Health Advantage, offer special financing just for medical procedures. This can make a difference in the final cost of your care. Be sure to find out if the practice offers monthly payments with or without interest. This means you can start treatment right away and get billed monthly only for the installment sum. Many practices offer plans with no money down for qualified patients. You may be required to pay over 12, 14, or 24 months. This will divide the full cost of your braces into manageable monthly installments. Your orthodontist’s administrative staff will find a regular monthly amount that you can afford to pay once a month. Ask your provider if they offer any sort of discount for paying in full. If you can afford to pay for your braces up-front, you may be offered a discount for doing so. Below are some common ways to pay for braces. You may also be eligible for lower payments thanks to insurance, your HSA or FSA plans, healthcare credit cards, and more. Many orthodontists allow you to pay in monthly installments. There are many options for paying for braces. For some providers, this cost is considered extra and will be charged separately when the retention phase begins. This includes pre-treatment exams, x-rays and imaging, office visits, emergency care, and all adjustments.ĭepending on the provider, the cost may include follow-up retention care and the price of the retainers. A lower volume of patients treated with that method.īraces costs generally include both the treatment and the orthodontic care.Other braces treatments cost more due to factors such as: Metal braces are the original form of braces treatment and are still commonly used to straighten teeth and create smiles. If you are looking for the most affordable braces treatment option, metal braces are your best bet. The orthodontic appliance used for your treatmentĪs shown above, the type of orthodontic appliance used also contributes greatly to the cost of braces.The orthodontist and practice where you seek treatment.The severity of your case and your specific diagnosis.The price for adults is slightly higher at $4,800 to $7,135.īraces cost varies widely depending on a variety of factors: According to a 2018 survey by the American Dental Association, the average braces cost between $4,685 to $6,500 for children.
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